Focus Business Bank

This calculator is to be used for estimation purposes only.
The financial institution is not responsible for its accuracy and the results are not guaranteed.

Use the Cash Flow Analyzer to determine your Net Cash Flow and Debt to Income Ratios.

INCOME
Enter your Total Gross Monthly Income	$
Enter your Total Net Monthly Income	$



EXPENSES
Monthly Installments	Payment	Balance Owed
Automobile	$	$
Automobile	$	$
Automobile	$	$
Personal Loan (secured)	$	$
Personal Loan (unsecured)	$	$
Credit Card	$	$
Credit Card	$	$
Credit Card	$	$
Credit Card	$	$
Credit Card	$	$
Credit Card	$	$
Credit Card	$	$
Merchant	$	$
Merchant	$	$
Total Monthly Installments	$	$



Permanent Expenses	Payment	Balance Owed
House Payment	$	$
Rent Payment	$
Telephone	$
Utilities	$
Life Insurance	$
Auto Insurance	$
Other	$	$
Other	$	$
Total Permanent Expenses	$	$



Miscellaneous Expenses	Payment
Auto fuel	$
Groceries	$
Medical	$
Health Care	$
Child Care	$
Cable TV	$
Other	$
Other	$
Total Miscellaneous	$



Total Expenses	$	$

RESULTS