Online Services Request & Agreement
  To Receive Information Electronically

Thank you for your interest in Focus Business Bank’s online banking services. Banking online allows you to view your accounts at your convenience, 24 hours a day, seven days a week. You will be able to make account transfers between Focus Business Bank accounts and make Focus Business Bank loan payments. The following agreement will help make online banking even more convenient by allowing us to electronically send your agreements, disclosures, changes, updates and other useful information. Clicking the “I Agree” button at the bottom of the page will allow you to receive the necessary disclosures electronically, and to proceed with your enrollment for online banking.

By continuing with your request to enroll for online banking services, you agree that we may provide you with this Agreement and any revisions and amendments to this Agreement in electronic form. If you choose to accept, you are consenting electronically to enter into an Agreement that will govern all future transactions you conduct using our online banking services, and that you agree to be bound by its terms.

In order to use the Services, Customer must have at least one business checking account with Bank. To access Account(s) via the Internet, you must have World Wide Web access via a Secure Internet Service Provider (ISP) and an Internet browser that supports 128-bit encryption. When you access your account(s) via the Internet, they are best viewed using Internet Explorer 8.0 – 9.0, Google Chrome 16, Mozilla Firefox 8 – 10, Mac OSX 10.7.3 “Lion”

From time to time we may need to convey information to you about our services or certain information that we are required by law or regulation to provide to you in writing. By selecting the “I Agree” button below, you agree that we may provide such information to you electronically. This might include, for example, revisions and amendments to this Agreement or other information in connection with these services, including (but not limited to) information under Regulation E and other applicable banking or financial services laws or regulations.

Please regularly update your contact information so that we may send electronic (e-mail) messages to you as needed, in conjunction with this Agreement. To do so, please click on the envelope icon in your online banking toolbar in order to send a Secure Message to Focus Business Bank once you are logged into your account. If you wish at any time to withdraw consent to receive information electronically (this action will terminate your ability to do online banking) or to terminate these services, you may call us at (800)742-8142, use the secure messaging tool within online banking, or write to us at:

Focus Business Bank
Cash Management Services
10 Almaden Boulevard, Suite 150
San Jose, CA 95113

You may print and retain a copy of this Agreement (see link below) and/or any future information that we send electronically. If you prefer, you may also obtain a copy of this Agreement, any amendments to it, and other communications about online banking services in paper form at no charge by writing or calling us at the address and telephone number listed above.