Personal Banking

Focus Business Bank specializes in providing innovative customized banking solutions for individuals.

Loans

• Installment loans for the acquisition of automobiles, watercraft, aircraft and recreational vehicles
• Home equity lines of credit
• Personal lines of credit
• Short term loans to improve liquidity
• Commercial real estate loans for the acquisition or financing of commercial real estate.
• Credit and debit cards
• Focus Access Line

Deposits

• Checking accounts
• Personal money market and savings accounts
• Certificates of deposit

Cash Management

• On-line banking
• Bill Pay

External Resources and Publications

• Click on the link for information about protecting your account from overdraft or bounced check fees.
  http://federalreserve.gov/pubs/bounce/default.htm
  
  
• The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), Title V of the Housing and Economic Recovery Act of 2008, was signed into law on July 30, 2008. The SAFE Act mandates a nationwide system for licensing and registration of mortgage loan originators. Focus Business Bank is pleased to announce that Steve Snarr (Senior Vice President – NMLS # 473314) and Mayra Marquez (Credit Analyst – NMLS # 491985) are registered mortgage loan originators.
  
  The link below provides access to the Nationwide Mortgage Licensing System & Registry.
  
  http://www.nmlsconsumeraccess.org

 

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